What we sell is a promise to be there when you need us, and that promise is unwavering. Let’s continue to be defined by compassion.Īnd to our customers, thank you for putting your trust in The Standard. In times of crisis, we are defined by how we react. The rates represent the annualized payout as percent of total premium. These payout rates, which include both interest and return principal. And I am certain we will get through this - together. New York Life Clear Income Advantage Fixed Annuity 3 Based on the life with cash refund option for a policy purchased by a male annuitant with 100,000. There are so many people in this world trying their level best to help others. No matter how unsettled we may feel, remember we are not alone. We will get through this, especially if we are sustained by the examples of those who make us the proudest right now - family, friends, neighbors and colleagues working together - rather than allowing our fears to guide us. We are grateful to so many for continuing to show up with focus and commitment. This crisis reinforces how reliant we are on the many essential services we too often take for granted. To our health care providers, first responders and everyone selflessly setting aside their own fears and concerns to help others during this time - thank you hardly seems enough. And now is the perfect time to reach out to friends and others and just check in. I encourage you to find ways to safely connect with those in your neighborhood who may require extra help and with groups in your community that are making a difference and support them however you can. We all understand the importance of -social distancing- to slow the spread, but we should remember that’s just physical distancing. Part of the tragedy of this disease is that even as we come together to help those most in need, the unique nature of COVID-19 is forcing us apart. That’s proving true in businesses and homes across the community, the country and around the world. I know every single employee at our company - along with staying focused on keeping our business running and serving our customers - is looking for ways to make a difference for those most affected by this pandemic. The crisis and the way we collectively respond to it will define a generation. Our communities are hurting, our families and friends are distressed and some of our most vulnerable neighbors are at risk. As our customers face tremendous stress and uncertainty, we will continue providing support and stability to those who rely on our products and services. Our company has been through hard times and market volatility before and we will navigate through this challenge as well. As the global health crisis continues to disrupt lives, communities and the economy, I am confident we’ll continue helping people when they need us the most. Multi-Life Discounts State Availability ChartĪt The Standard, we’ve been helping people achieve financial well-being and peace of mind since 1906.Retirement Readiness Survey Infographic.You can also schedule a call or call us directly at 80.Other Contacts Individuals & Families Business & Organizations Dental Providers Mobile - Brokers Navigation And we're here to help! We have Retirement Income Specialists that are well-versed in risk management. How USAA can help Elapsed Time 52 seconds īut through planning, you can mitigate these risks. Home / Why Fixed Annuities / Fixed Annuity Rates Fixed Annuity Rates View fixed annuity rates for each product, updated as of the most current date. If you live a long life with a long retirement, there's a higher likelihood the other risks may disrupt your retirement plan. Longevity risk is the most important to think about. Longevity risk - while a long life can be a great problem to have, you run the risk of outliving your money. Investment risks - like Inflation and market risk. Contracts with insurance companies designed to help meet long-term goals with the ability to. PNC Investments can help assess whether an annuity is appropriate for you. Health-related risks - these can come in many forms such as large, unexpected medical costs or diminished capacity to manage your own finances. Annuities are contracts with insurance companies designed to help meet retirement and other long-term goals, and that have the ability to provide a steady stream of income. Legislative risks - this includes changes to taxes or retirement plans and the future of Social Security. Personal risks - like spending more than your retirement budget or changes to your family dynamics. Here are some risks to consider while planning for retirement: We believe a balanced approach to retirement can help protect against risks that may impact your retirement outcome. In our last video, we shared how to build a retirement strategy to live your best life in retirement. Hey there, I'm Tony Medrano with your Retirement Income Team. Transcript Date: JanuThe importance of Social Security Elapsed Time 0 Seconds
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